Since June 1, 2025, falls on a Sunday, SSI recipients will receive their June payment earlier, on Friday, May 30, 2025. This adjustment ensures timely access to funds.
Social Security Payments: Based on Birth Dates
For those receiving Social Security benefits (retirement, disability, or survivor benefits), payments are scheduled as follows:
- June 3, 2025 (Tuesday): Beneficiaries who started receiving benefits before May 1997.
- June 11, 2025 (Wednesday): Birthdays between the 1st and 10th of any month.
- June 18, 2025 (Wednesday): Birthdays between the 11th and 20th.
- June 25, 2025 (Wednesday): Birthdays between the 21st and 31st.
Understanding Your Benefit Amounts
Cost-of-Living Adjustment (COLA)
In 2025, a 2.5% COLA will be applied, adjusting benefit amounts to keep up with inflation.
Maximum Benefit Amounts
- SSI:
- Individuals: Up to $967 per month.
- Couples: Up to $1,450 per month.
- Social Security Disability Insurance (SSDI):
- Maximum monthly benefit: $4,018.
Important Updates for June 2025
1. Student Loan Garnishments Resume
Starting June 2025, the Treasury Department may withhold up to 15% of Social Security benefits for individuals with defaulted federal student loans.
However, payments cannot be reduced below $750 per month. Affected beneficiaries should contact their loan servicers to explore repayment or rehabilitation options.
2. Processing Delays for New Applications
The Social Security Administration (SSA) has reported potential delays in processing new retirement and disability benefit applications due to staffing challenges and increased application volumes. Existing beneficiaries’ payments remain unaffected.
3. Benefit Adjustments for Some SSI and SSDI Recipients
Some recipients may experience changes in their benefit amounts following a review of income eligibility thresholds. The SSA is notifying affected individuals directly.
Tips to Ensure Timely Payments
- Opt for Direct Deposit: This method ensures quicker access to your funds and reduces the risk of mail delays.
- Keep Information Updated: Ensure your address, banking details, and contact information are current with the SSA.
- Monitor Your SSA Account: Regularly check your “My Social Security” account for updates and notifications.
- Be Aware of Payment Dates: Mark your calendar with the relevant payment dates to anticipate fund arrivals.
Need Assistance?
For any questions or concerns regarding your benefits:
- Visit: www.ssa.gov
- Call: 1-800-772-1213