Many Americans receiving Social Security and Supplemental Security Income (SSI) benefits will see their payments arrive earlier than usual this week due to a calendar quirk.
The Social Security Administration (SSA) has adjusted its payment schedule to ensure timely disbursement, even when standard dates fall on weekends or holidays.
June 2025 Social Security and SSI Payment Schedule
The SSA typically issues payments based on beneficiaries’ birth dates and the type of benefits they receive. Here’s how the schedule looks for June 2025:
- SSI Recipients: Payments are usually made on the 1st of each month. However, since June 1, 2025, falls on a Sunday, SSI payments were issued earlier on Friday, May 30, 2025.
- Social Security Beneficiaries:
- Born before May 1997: Payments are made on the 3rd of each month. For June 2025, this means a payment on Tuesday, June 3.
- Born between the 1st and 10th: Payments are scheduled for the second Wednesday, which is June 11.
- Born between the 11th and 20th: Payments will be on the third Wednesday, June 18.
- Born between the 21st and 31st: Payments are set for the fourth Wednesday, June 25.
Understanding the Payment Adjustments
These adjustments are standard practice to ensure beneficiaries receive their payments without delay. When the regular payment date falls on a weekend or federal holiday, the SSA issues payments on the preceding business day. This approach prevents any disruptions in beneficiaries’ financial planning.
Upcoming Double Payments in 2025
Beneficiaries can expect similar adjustments later in the year:
- August: SSI payments will be made on Friday, August 29, instead of September 1, which is Labor Day.
- October: Payments will be issued on Thursday, October 31, as November 1 falls on a Saturday.
- December: The January 2026 payment will be made on Wednesday, December 31, since January 1 is a federal holiday.
Increase in Average Social Security Benefits
In 2025, the SSA implemented a 2.5% cost-of-living adjustment (COLA) to address inflation. This increase raised the average retirement benefit to approximately $1,976 per month.
For those delaying retirement until age 70, the maximum monthly benefit can reach up to $5,108.
SSA’s Technological Enhancements
To improve service efficiency, the SSA is integrating artificial intelligence into its phone systems. This initiative aims to reduce average wait times, which have ranged between 68 to 112 minutes due to high call volumes.
The SSA receives approximately 400,000 calls daily, and this technological upgrade is expected to enhance the overall customer experience.
Reporting Missing Payments
If you do not receive your payment on the expected date:
- Contact Your Bank: Sometimes, there might be delays in processing payments.
- Wait for Three Business Days: The SSA advises allowing this period before taking further action.
- Reach Out to the SSA: If the payment hasn’t arrived after this period, contact the SSA at 1-800-772-1213 or visit your local SSA office.
Conclusion
Staying informed about the SSA’s payment schedule is crucial for financial planning. By understanding these adjustments and upcoming changes, beneficiaries can better manage their finances and anticipate any variations in their payment dates.