As the month of May 2025 progresses, many Americans are anticipating their Social Security payments. A significant date to note is Wednesday, May 28, 2025.
On this day, the Social Security Administration (SSA) will disburse payments to eligible beneficiaries. Understanding the payment schedule and eligibility criteria is crucial to ensure you receive your benefits without any issues.
Who Will Receive Social Security Payments on May 28?
The SSA follows a structured payment schedule based on beneficiaries’ birth dates. For May 2025, the payment dates are as follows:
- May 14: Beneficiaries born between the 1st and 10th of any month.
- May 21: Beneficiaries born between the 11th and 20th.
- May 28: Beneficiaries born between the 21st and 31st.
Therefore, if your birth date falls between the 21st and 31st of any month, you can expect your Social Security payment on May 28, 2025. This schedule applies to those who began receiving benefits after May 1997.
Understanding the Payment Schedule
The SSA’s payment schedule is designed to distribute payments evenly throughout the month, reducing the risk of system overloads and ensuring timely delivery. Here’s a quick breakdown:
- Second Wednesday: Birth dates from the 1st to the 10th.
- Third Wednesday: Birth dates from the 11th to the 20th.
- Fourth Wednesday: Birth dates from the 21st to the 31st.
If you started receiving benefits before May 1997, your payment date is typically on the 3rd of each month.
Supplemental Security Income (SSI) Payments in May
In addition to regular Social Security payments, some beneficiaries receive Supplemental Security Income (SSI). SSI payments are usually disbursed on the 1st of each month.
However, when the 1st falls on a weekend or federal holiday, the payment is issued on the last business day of the previous month.
For May 2025:
- May 1 (Thursday): Regular May SSI payment.
- May 30 (Friday): Advance June SSI payment, since June 1 falls on a Sunday.
It’s important to note that this is not an extra payment but an early disbursement to ensure beneficiaries aren’t financially disadvantaged by timing gaps.
Benefit Amounts: What to Expect?
The amount you receive from Social Security depends on various factors, including your work history, earnings, and the age at which you retire. As of May 2025:
- Average Social Security retirement benefit: Approximately $1,997.13 per month.
- Maximum benefit: Up to $5,108 per month for those who delayed retirement until age 70.
- SSI maximum benefit: $967 per month for individuals and $1,450 for couples.
These amounts can vary based on individual circumstances.
Eligibility for SSI
To qualify for SSI, individuals must meet certain criteria:
- Age: 65 or older, or any age if blind or disabled.
- Income: Limited income and resources.
- Citizenship: U.S. citizen or national, or in certain categories of aliens.
Applications for SSI can be made online, by phone, or in person at a local Social Security office.
What to Do If Your Payment Is Delayed?
If you haven’t received your payment on the expected date:
- Wait three mailing days: Delays can occur due to mail or bank processing times.
- Contact your financial institution: Ensure there are no issues on their end.
- Reach out to the SSA: If the payment is still missing after three days, contact the SSA at 1-800-772-1213.
Stay Informed and Prepared
Understanding the Social Security payment schedule and eligibility criteria is essential to ensure you receive your benefits without any issues.
Stay informed about any changes to the schedule or eligibility requirements by regularly checking the SSA’s official website or contacting your local Social Security office.